Free tools for real decisions

Run the numbers.
Make your next move.

Can you afford it? Does the deal make sense? Explore the full cost, change the assumptions, and see what happens.

No account. No email. No phone. Your calculator entries stay in your tab.

Build a connected homebuying plan →

Teach with these calculators → Build with the API →

Track local housing price cuts →

New: Play branching business simulation games →

Business

Price your work

Include labor, overhead and waste. Compare prices and sales, then track estimates against actual results.

Open the pricing workshop →
Homes & property

Mortgage & homebuying

Compare loan options, the whole monthly payment, and cash needed to buy.

Plan a home purchase →
Business

Business valuation

Check a listing’s asking price against earnings, debt and the income left for you.

Check a business listing →
Homes & property

Rental property

Check rental cash flow, cap rate, cash-on-cash return and the rent needed to break even.

Explore the numbers →
Homes & property

Rent vs. buy

Compare ending wealth after home equity, selling costs and investing monthly savings.

Explore the numbers →
Business

Startup & break-even

Estimate launch cash, sales needed to cover costs and how long your money could last.

Explore the numbers →
Business

Business loan & seller financing

Split a purchase between cash, a bank loan and seller financing, including a balloon payment.

Explore the numbers →
Everyday money

Debt payoff

Compare avalanche and snowball payoff time, interest and the impact of extra payments.

Explore the numbers →
Work & income

Salary & job offer

Compare spendable cash, benefits, commuting, living costs and the cost of changing jobs.

Explore the numbers →
Everyday money

Emergency fund & savings

Plan emergency savings and a purchase goal without counting the same money twice.

Explore the numbers →
Work & income

Inflation & purchasing power

See how inflation changes prices and real pay, with a separate historical CPI-index comparison.

Explore the numbers →

Compare, work backward, and take the numbers with you

Keep up to three named scenarios side by side and print a report with the inputs. Home, rental and business calculators also work backward from your payment or cash-flow goal. Each tool includes a fictional worked example; buying tools include a checklist to take into your next conversation.

Share a useful tool on your website

Free to embed with the included attribution. No registration or contact form. Visitors enter their own numbers inside the calculator; their inputs are not sent to your site.

Get the embed code

The frame scrolls within its own height; you can change the height to fit your page. Keep the visible attribution. Your website platform must allow iframes. Visitors can open the full calculator in a new tab.

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Useful answers, visible assumptions

Every tool starts with a clearly labeled example. Replace it with your own numbers, explore scenarios and review the methodology. These are planning estimates, not quotes, appraisals or personalized financial advice.